Cash To Close, Beware, It’s More Than Just Your Down Payment! Have you been thinking about buying a home? Maybe you have even started the homebuying process? There is one thing you are probably beginning to realize. The real estate industry uses its own vocabulary! A vocabulary of terms and acronyms tossed around as if people from all walks of life use them everyday.  Earnest money, discount points, closing disclosure, DTI, VOE, LTV… feeling confused? You […]

What is an earnest money deposit? How much is an earnest money deposit? What happens to earnest money once it Is deposited with the title and escrow company? And what happens to the money if the sale does not close?

Have you ever been driving through a neighborhood and noticed a pending sign in front of a home? Yet driving that road every day, you know you’ve never seen a for sale sign go up?  Most of America, when searching for homes, has come to rely on the platforms of Zillow, Redfin, Realtor.com, Trulia and the likes. Maybe this sounds familiar to you? As a buyer this can be frustrating. Especially if it is a neighborhood you have been […]

Newberg, Oregon | The Gateway to Oregon’s Wine Country

It is known as the Gateway to Oregon’s Wine Country. Where the suburbs of Portland roll into the fertile hills of the Willamette Valley. This city is home to one of the original 1950’s drive in movie theaters, a luxury resort and spa,  nationally certified BMX track and skate park,  hot air balloon adventures, a champion style public golf course, vineyards, breweries and so much more. Where am I? Newberg, Oregon! Today I answering clients questions about the […]

We all see the homes on the market listed as “fixer”, “cash and “lots of potential”. If approved for a traditional loan, you may overlook these properties believing that your lender will not approve these types of properties. You may think you need to have expendable cash to renovate these homes. Would it surprise you to know rehab loans tie both the purchase of a home and the renovation into one loan?  That you can leverage […]

Selling your home this Spring is a Golden Opportunity If you’re thinking of selling your home this year, timing is crucial. After all, you’ll want to balance getting the most out of the sale of your current home and making the best investment when you buy your next one. If that’s the case, you should know – you may be able to get the best of both worlds today. Here are four reasons why selling your home this spring […]

How can a war an ocean away effect our housing economy? Providing you a housing market update on the effects of the Russia-Ukraine crisis and how energy, inflation and stocks are effected and how they each effect our housing market…

If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you’re thinking about purchasing a home this year, all of these inflationary concerns are likely making you wonder if you should wait to buy. Investopedia explains that during a period of high inflation, prices rise across the board. How can you hedge inflation? While real estate isn’t immune from this increase, here’s why […]

Buyer Tips That Make Buying a Home Easier You’ve decided THIS is the year you’ll become a home owner … So you start looking online for houses, right? Nope. One of the biggest myths when buying a home is that the home search is the first step. When fact, there are multiple steps to be taken prior to this. Taking care of these steps ahead of time, allow you to really be ready to find […]

What city near Portland, Oregon is home to a water park, municipal airport, private golf course, space museum, hiking trails and named one of the Best Small Towns to Live by Sunset Magazine? The city of McMinnville! Today I am answering the most popular of my clients questions regarding all things McMinnville and what to know before moving here. Where is McMinnville and how big is it? McMinnville is a short one-hour drive southwest down […]